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Plaza home mortgage You can avoid mortgage insurance this very easily, but first you'll need information from your lender how it can be avoided with ease.You will need to order some respect by the lender, so you must have a good credit rating to begin with. plaza home mortgage When you are unemployed, it becomes extremely difficult to deal with the problem of mortgage payments and many families decide to walk away from their home because they feel it is better than paying what they owe. plaza home mortgage